![]() ![]() ![]() Seeing some preview pictures is one thing, but nothing replaces actually getting to “play” a few cards – to see exactly what your students will see. One of the best things about Boom Cards is that, before you choose any of the sets, you get to try a few cards for free in the preview – just to make sure they are what you want. It’s an easy way to make sure students are accountable for their work, which parents also appreciate if used for distance learning.Each pack usually focuses on one skill, so students get the idea on the first card and won’t need further instruction to complete their practice.I can differentiate my instruction by assigning different sets to each student.If they are not correct, they are prompted to try again! This was a game changer for me! As a teacher, I appreciate that: Students choose an answer and are immediately shown if they are correct or not. Another huge difference (and advantage!) is that the cards are self-checking. The difference is that the cards are digital – so, NO printing, NO laminating, and NO storage or sorting. But for now, it’s time to celebrate.Boom Cards are like task cards you would print out and use with students in math or literacy centers. ![]() If you’ve got a mortgage, you’ll hit that hard later. It's the day when every single cent of your consumer debt is history. Why don’t we ask you to list your mortgage in your debt snowball? Because after you’ve knocked out your consumer debt, you’ve got other important steps to take before tackling the house. Yes, that includes your car notes and student loans. It’s everything you owe, except for loans related to the purchase of your home. So, if you borrowed $20,000 over 10 years, your principal payment would be about $167 per month. We’re talking about the amount of money you borrowed without the interest added. No, it's not that elementary school principal you were terrified of as a kid. Your interest rate is how much they charge, usually shown as a percentage of the principal balance. Lenders are interested in letting you borrow their money because they make money on what they loan you. When it comes to borrowing money, there’s no such thing as free. If your original loan was $20,000 and you’ve paid $5,000 already, your balance would be $15,000. It's the amount you still have to pay on your debt. Pay any less and you might get slapped with some hefty penalties. This is the lowest amount you are required to pay on a debt every month (includes principal and interest). You're just not good enough.ĭebt terminology can be confusing and overly complicated-but it doesn’t have to be! Let’s break these down in a way you can actually understand. No more watching your paychecks disappear.īecause when you get hyper-focused and start chucking every dollar you can at your debt, you'll see how much faster you can pay it all off. Step 4: Repeat until each debt is paid in full. Step 3: Pay as much as possible on your smallest debt. Step 2: Make minimum payments on all your debts except the smallest. Step 1: List your debts from smallest to largest regardless of interest rate. With every debt you pay off, you gain speed until you’re an unstoppable, debt-crushing force. Why a snowball? Because just like a snowball rolling downhill, paying off debt is all about momentum. Then, take what you were paying on that debt and add it to the payment of your next smallest debt. ![]() The debt snowball is a debt payoff method where you pay your debts from smallest to largest, regardless of interest rate. ![]()
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